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Well, I am highly disgusted today. My husband, Rich, and I decided to look for a different car yesterday (I hate looking for another car). We have 2 Nissan Sentras and LOVE them both. However, one of them (a 1987) it's air conditioning is broken. Well, needless to say, when my husband goes to work...old Alice and Jared stay at home because it is toooooo hot!!! I get tired of staying at home when Rich isn't here. So we looked and looked and we are stuck on Nissan's because our 1993 Nissan has 185,000 miles and has only required minor repairs from time to time...and I am VERY cheap. So we find this Nissan Maxima...which is very expensive new. But this was a 1992 and it was in excellent condition. I did all the research on the dealer and the car (this website is helpful for those needing to research their car purchase: http://www.kbb.com/). Well, I applied for the loan this morning with the bank we always deal with. We have good credit, so I wasn't worried about not getting the loan. But, I found out that if the car is older than 1994, that you can only finance it for 3 years and at 12.75% interest!!! YIKES!!!! They said because we had excellent credit with their bank, they could go down to 10.5% and four years financing...but it was still too much.
I applied for a loan on the internet using the above website and was promptly turned down...which made me curious. We have had a real problem in the past because my husband's name is fairly common and their are many other people by that name. The last time we got a car, we almost didn't get the loan because they thought we had charged off on a gold card in 1985. After I laughed and told them that we were in the 7th grade then, they figured out the problem. But it happens a lot if we are not able to warn the lender. Oh well...I have decided that the best thing to do is not push fate. I have found that when things don't just fall into place, it's best not to make it work. I guess God knows what's best! Sorry to ramble so long!
FRUGAL TIP
I just want to share that I found ripe bananas at the Save-A-Lot grocery store for .29 for a whole bunch! I took them right home and blended them up and froze them in icecube trays for cheap baby food! Jared loves it. I was sooo excited....(doesn't take much I reckon). Anyway...here is a frugal landscaping trick my mother in law shared with me. I am not much into landscaping, but she says that her and several of her friends in her neighborhood exchange bulbs, seeds, plants, and shoots. This way, everyone gets a little something different and they all have beautiful yards. My mother in law also does this with her decorative pond she has. The neighbor has one as well and they exchange fish, snails, and froggies.
RECIPE
This really isn't a recipe, but a neato website I found that looks like it is chock full of recipes....take a gander!
Have a good day!
Alice
SAHM to Jared 4 months old
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